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About Us

Who We Are

We’re a mission-driven, nonprofit community development financial institution (CDFI) focused on building healthy communities where low-income people live and work. That means everywhere. Our mission hasn’t changed since 1985 because our view has never wavered: The more of us who live in healthy communities, the better off we are as a nation. Our investments focus on economically and racially marginalized communities that have been systematically denied access to capital.

What We Do

Financial tools that build wealth rarely get used to build the world we want. Where other lenders step back, we step in. We use innovative financial tools and deploy capital to support projects that make communities more vibrant places to live, including:

  • Affordable housing
  • School facilities
  • Child and youth development programs
  • Community-based health centers
  • Grocery stores
  • Clean energy enhancements
  • Community gathering places
  • Foreclosure relief mortgage lending
  • Removing financial barriers to US citizenship

How We Work

We do what we do by listening, partnering and making smart investments. By upholding the same values of racial and economic equity that have guided us since 1985. By constantly innovating, growing core business lines and generating new ones. By standing on rock-solid financial ground. Because we don’t just see money. We see what money can do.

Effective organizations evolve to meet the needs of the communities they serve. To be effective, we must recognize and respond to those needs and spark a lively exchange of ideas among a variety of communities and constituencies.

Isolation is common to unhealthy communities and organizations. We collaborate with organizations and individuals from every perspective to break down racial, economic and social barriers and foster strong communities.

Low-income communities are entitled to the same high-quality expertise and services that their wealthier neighbors take for granted. We work to deliver that excellence through efficient and innovative staffing, technology and infrastructure.

The culture of our organization should reflect the values we bring to the work we do and communities we serve. To paraphrase Mahatma Gandhi: “We must become the change we want to see in the world.”

Systemic change drives far-reaching and long-lasting results. We look for ways to improve industry outcomes and develop equitable solutions that can be replicated nationwide.

Asking the right questions is the root source of good leadership. As our world evolves, so must our questions. We seek to become more aware of the transformational shifts that affect the communities we serve and the environment in which we operate.

Where We Invest

We started out in the mid-’80s with $3,500 and a focus on Boston’s low-income neighborhoods. Today, we operate in 29 states and Washington, DC, where 75% of the US population lives. We’ve invested over $2.4 billion in projects from Boston to Los Angeles and leveraged over $12 billion in public and private investment. 

Map of the US indicating the 29 states where BlueHub has made investments. The states with the highest volume of lending at CA, MA, NY, LA and CT.

What is a CDFI?

A mission-driven institution dedicated to delivering responsive, affordable financial products and services to foster economic growth in underserved communities; certified by the United States Treasury Department's CDFI Fund*

What makes us different?

  1. Yes, we’re “responsive,” but we’re also proactive.
  2. Yes, we bring “financial products.” But we also bring a culture of innovation to respond to the changing needs of the communities we serve.
  3. Yes, we see money. But just as important, we see what money can do.

*Learn more about the CDFI Program.

One Hub, Multiple Sources of Support

At BlueHub Capital, we use a broad range of innovative financial tools to connect people and communities with resources and capital.