Scams targeting homeowners are getting more advanced. Stay safe by learning the red flags—like urgent messages, fake links, or requests for payment via gift cards or apps. Common scams include fake toll texts, voice cloning, mortgage relief offers, and tech support pop-ups. Always verify directly and never act on pressure alone.
Spring is the perfect time to check in on your home. Our easy checklist covers appliance care, filter changes, outdoor maintenance, and safety tips—with helpful how-to videos. Plus, learn how your Capital Reserve Account (if you have one) can help cover unexpected home repairs.
Credit plays a powerful role in access to stable housing—but many people are navigating it without the tools or education they need. Credit strategist Brian Blackmore shares what he’s learned from helping clients rebuild their credit, break harmful cycles, and avoid common pitfalls. From misinformation to high interest rates, he offers insight into what’s broken—and how housing professionals can help.
Tax season is here! Our latest guide gives information on how to file your taxes efficiently and affordably. We've compiled available resources and programs in your state aimed at reducing the financial burden and complexity of tax filing. Read the guide to discover free or low-cost tax preparation services available in your area.
Discover key insights on 2024 foreclosure trends, with national and regional highlights sourced from ATTOM. Learn how foreclosures decreased by 10% year-over-year, while states like Florida, New Jersey, and Nevada saw the highest foreclosure rates. Explore data on credit quality, rising home prices, and the impact on foreclosure activity, providing valuable takeaways for housing professionals and industry experts.
Credit scores weigh heavily on a homeowner's ability to borrow money. This actionable guide provides a month-by-month strategy to improve your credit score steadily over time.
The CFPB proposed new mortgage servicing rules to prioritize borrower assistance over foreclosure, streamline loss mitigation processes, and improve communication. Key changes include limiting fees during reviews, simplifying applications, and requiring clear, multilingual notices. Aimed at reducing preventable foreclosures and enhancing transparency, the rules may take effect by late 2025 or early 2026, pending finalization.
Effective money management starts with budgeting to prioritize essential expenses and allocate savings. Automate transfers to build an emergency fund, aiming for 3-6 months of living expenses. Reduce unnecessary costs, set clear savings goals, and consider splitting paychecks for consistent growth. These steps help build financial stability and prepare for unexpected events.
The August 2024 foreclosure report shows a slight decline in US foreclosure activity, with 30,227 filings nationwide. Key states like Nevada, Florida, and Illinois lead in foreclosure rates. The second half of the report provides detailed data on foreclosure trends in states served by BlueHub SUN, including Connecticut, Illinois, and Delaware.
Homeowners are facing increased property taxes and insurance premiums, raising monthly housing costs. Property taxes are up due to rising real estate values and local reassessments, while insurance premiums have surged due to inflation and natural disasters. These changes impact escrow accounts, leading to higher monthly payments. Staying informed and proactive can help manage these rising costs.
