A new BlueHub SUN survey finds that 88% of responding homeowners report improved financial wellbeing since closing their mortgage. Responses from nearly 70 clients across 11 states highlight how the SUN program helps families avoid foreclosure, stay in their homes, and regain financial stability.
Homeowners are increasingly targeted by scams related to mortgages, utilities, home repairs, taxes, and even AI impersonation. Knowing the warning signs—like urgent payment demands, upfront fees, or requests for personal information—can help you avoid fraud. Always verify requests through trusted sources and never rush financial decisions.
The 2025 One Big Beautiful Bill Act makes major tax changes affecting homeowners. The SALT deduction cap rises to $40,000 (2025–2029), mortgage interest limits stay at $750,000, and many home energy credits end after 2025. These updates may affect itemizing decisions and deductions. Homeowners should review carefully and seek professional tax advice.
Credit scores weigh heavily on a homeowner's ability to borrow money. This actionable guide provides a month-by-month strategy to improve your credit score steadily over time.
Climate change is reshaping the U.S. housing market, driving higher insurance costs, shifting migration patterns and increasing disaster impacts. Rising premiums, insurer retreat and growing hazard exposure are eroding property values—potentially up to $1.4T in 30 years—creating new risks for homeowners and requiring housing professionals to integrate climate-risk planning into their work.
The holidays bring joy but also financial strain for homeowners managing mortgages, utilities, and seasonal spending. With heating and property taxes rising, careful budgeting is key. Set spending caps, plan for higher utilities, and share costs when hosting. Smart planning helps you enjoy the season without jeopardizing financial stability or your home’s security.
BlueHub SUN, launched in 2009, helps families avoid foreclosure, reduce debt, and remain in their homes. SUN has saved over 1,000 families from eviction, cut mortgage amounts by an average of $90K, lowered monthly payments, and restored $67.5M in equity to the homeowners—earning recognition as a national model for stabilizing communities.
Property taxes and insurance costs are rising, raising monthly housing bills for many homeowners. SUN clients should know that while loan payments stay the same, taxes and insurance in escrow can change. Review your statements, open all mail, shop around for insurance, and ask your town about tax relief. Have a Capital Reserve Account? It may help with unexpected costs.
Foreclosures rose nearly 6% in early 2025 vs. 2024, with 187K+ filings nationwide. Starts rose 7%, REOs 12%. High rates seen in IL, DE, NV, FL, SC. CT, DE, IL showed above-average rates. Legal help demand surged 30%. Rising home values helped some avoid foreclosure. BlueHub SUN offers support to at-risk homeowners.
Scams targeting homeowners are getting more advanced. Stay safe by learning the red flags—like urgent messages, fake links, or requests for payment via gift cards or apps. Common scams include fake toll texts, voice cloning, mortgage relief offers, and tech support pop-ups. Always verify directly and never act on pressure alone.
