The holidays bring joy but also financial strain for homeowners managing mortgages, utilities, and seasonal spending. With heating and property taxes rising, careful budgeting is key. Set spending caps, plan for higher utilities, and share costs when hosting. Smart planning helps you enjoy the season without jeopardizing financial stability or your home’s security.
BlueHub SUN, launched in 2009, helps families avoid foreclosure, reduce debt, and remain in their homes. SUN has saved over 1,000 families from eviction, cut mortgage amounts by an average of $90K, lowered monthly payments, and restored $67.5M in equity to the homeowners—earning recognition as a national model for stabilizing communities.
Property taxes and insurance costs are rising, raising monthly housing bills for many homeowners. SUN clients should know that while loan payments stay the same, taxes and insurance in escrow can change. Review your statements, open all mail, shop around for insurance, and ask your town about tax relief. Have a Capital Reserve Account? It may help with unexpected costs.
Foreclosures rose nearly 6% in early 2025 vs. 2024, with 187K+ filings nationwide. Starts rose 7%, REOs 12%. High rates seen in IL, DE, NV, FL, SC. CT, DE, IL showed above-average rates. Legal help demand surged 30%. Rising home values helped some avoid foreclosure. BlueHub SUN offers support to at-risk homeowners.
Scams targeting homeowners are getting more advanced. Stay safe by learning the red flags—like urgent messages, fake links, or requests for payment via gift cards or apps. Common scams include fake toll texts, voice cloning, mortgage relief offers, and tech support pop-ups. Always verify directly and never act on pressure alone.
Spring is the perfect time to check in on your home. Our easy checklist covers appliance care, filter changes, outdoor maintenance, and safety tips—with helpful how-to videos. Plus, learn how your Capital Reserve Account (if you have one) can help cover unexpected home repairs.
Credit plays a powerful role in access to stable housing—but many people are navigating it without the tools or education they need. Credit strategist Brian Blackmore shares what he’s learned from helping clients rebuild their credit, break harmful cycles, and avoid common pitfalls. From misinformation to high interest rates, he offers insight into what’s broken—and how housing professionals can help.
Tax season is here! Our latest guide gives information on how to file your taxes efficiently and affordably. We've compiled available resources and programs in your state aimed at reducing the financial burden and complexity of tax filing. Read the guide to discover free or low-cost tax preparation services available in your area.
Discover key insights on 2024 foreclosure trends, with national and regional highlights sourced from ATTOM. Learn how foreclosures decreased by 10% year-over-year, while states like Florida, New Jersey, and Nevada saw the highest foreclosure rates. Explore data on credit quality, rising home prices, and the impact on foreclosure activity, providing valuable takeaways for housing professionals and industry experts.
Credit scores weigh heavily on a homeowner's ability to borrow money. This actionable guide provides a month-by-month strategy to improve your credit score steadily over time.
