Free of the anxiety of impending homelessness, Lisa began her journey toward financial recovery. In 2015, she got a good job, one that uses her skills and pays well. Meanwhile, “I made sure I was a responsible homeowner, that my mortgage was paid and that everything was in place to move forward,” she says.
In 2017, she graduated from SUN and refinanced her mortgage at a market rate from a national bank lender.
Moving from SUN to a conventional mortgage created some anxiety at first, Lisa notes.
“I certainly approached it with some apprehension—my last experience with the banks was so emotionally fraught that cutting the string with SUN was a little frightening. But I knew it had to be done,” Lisa continues. “SUN gave me an opportunity that not everyone gets. I believe in the program and I needed to pay it forward for someone else.”
“With SUN I felt at home. I felt safe, protected. It was a partnership, not just a financial transaction. So I had to work through a lot of emotions as I made a change.”
“Fortunately, I ended up with a mortgage with the right terms and the right rate. I am basically paying the same amount that I was paying SUN, but on a 15-year loan.”
“Now, in 15 years, I’ll be done,” she says. That’s real cause for celebration.
Our mortgage loans are made by BlueHub Capital’s affiliate, Aura Mortgage Advisors. Aura is a licensed mortgage lender (N.M.L.S. #ML23467).