Property taxes and insurance costs are rising, raising monthly housing bills for many homeowners. SUN clients should know that while loan payments stay the same, taxes and insurance in escrow can change. Review your statements, open all mail, shop around for insurance, and ask your town about tax relief. Have a Capital Reserve Account? It may help with unexpected costs.
Scams targeting homeowners are getting more advanced. Stay safe by learning the red flags—like urgent messages, fake links, or requests for payment via gift cards or apps. Common scams include fake toll texts, voice cloning, mortgage relief offers, and tech support pop-ups. Always verify directly and never act on pressure alone.
Spring is the perfect time to check in on your home. Our easy checklist covers appliance care, filter changes, outdoor maintenance, and safety tips—with helpful how-to videos. Plus, learn how your Capital Reserve Account (if you have one) can help cover unexpected home repairs.
Tax season is here! Our latest guide gives information on how to file your taxes efficiently and affordably. We've compiled available resources and programs in your state aimed at reducing the financial burden and complexity of tax filing. Read the guide to discover free or low-cost tax preparation services available in your area.
Credit scores weigh heavily on a homeowner's ability to borrow money. This actionable guide provides a month-by-month strategy to improve your credit score steadily over time.
Effective money management starts with budgeting to prioritize essential expenses and allocate savings. Automate transfers to build an emergency fund, aiming for 3-6 months of living expenses. Reduce unnecessary costs, set clear savings goals, and consider splitting paychecks for consistent growth. These steps help build financial stability and prepare for unexpected events.
Homeowners are facing increased property taxes and insurance premiums, raising monthly housing costs. Property taxes are up due to rising real estate values and local reassessments, while insurance premiums have surged due to inflation and natural disasters. These changes impact escrow accounts, leading to higher monthly payments. Staying informed and proactive can help manage these rising costs.
NOAA predicts a hotter-than-normal summer. Keep your home cool affordably by using fans, blocking out the sun, optimizing windows, cooking outside or using the microwave, and switching to LED bulbs. Change air filters regularly. During power outages, stay hydrated, take cool showers, wear lightweight clothing, use battery-operated fans, and find cooler public places. Learn more tips for staying cool and safe during heat waves.
The timeline for foreclosing on a house varies significantly depending on state-specific legal frameworks and regulations. In some jurisdictions, the foreclosure process can be relatively quick, concluding in just a few months. In others, however, it might extend well over a year. Learn the expected duration of a foreclosure processes in the states that SUN serves.
BlueHub SUN's unique approach to aiding homeowners in financial distress, offers solutions where traditional lenders may not. Lauren Taylor, a single mother, was saved from losing her home to a balloon payment through a timely loan from SUN. Kevin Russell, a single father, avoided eviction and increased his home equity with SUN's refinance loan.
