Lenders gauge an individual borrower’s risk by loan-to-value (LTV) and debt-to-income (DTI) ratios, two terms that are key to mortgage lending.
Latest foreclosure trends: both troubling and encouraging.
If your improvement projects increase your home's energy efficiency, you may be eligible for rebates.
HAF has helped countless homeowners across the US. As the program approaches the one-year mark, states have chosen to renew while others close programs due to challenges.
Be aware of what impacts your credit score and consider these easy-to-use tools to keep it healthy.
Forbearance is a complex topic; here is a guide to prevent common misconceptions.
Foreclosures have increased since the beginning of the pandemic. At the same time, Real Estate Owned foreclosure sales have dropped significantly.
Home prices in the US have reached an all-time high, lowering affordability and effecting homeowner debt.
Homeowners experiencing financial hardship as a result of COVID-19 are eligible to receive funding.
The value of money is decreasing, effecting people's ability to afford their basics. However, making minor financial changes can go a long way and help to manage your budget.